The purpose of this paper is to investigate the differences among male and female secondary school students studying in both private and government schools having different residential background on creative thinking. A sample of 300 students studying in secondary schools of Jammu city was randomly selected. The investigator had personally met the participants and administered the tool. Verbal test of Creative thinking by Dr. Kulwinder Singh (1981) was used for data collection. Mean, S.D and three way ANOVA were calculated to analyse the data. The findings revealed that there were no significant differences among male and female secondary school students studying in private and government schools coming from urban and rural areas on overall creative thinking and no interaction was found between gender and residential background, school type and residential background, and no interaction was found among school type, gender and residential background.